How much you can spend using GPay, PhonePe, and Paytm daily

You exceeded the daily UPI transaction cap. However, your transaction amount was less than the predetermined transfer limit. The Unified Payments Interface (UPI), launched by the National Payments Corporation of India (NPCI) a few years ago, has significantly improved our quality of life. UPI has made bank-to-bank money transfers simple and secure, enabling everything from purchasing vegetables from roadside vendors to sending money to friends and family. However, the government has restricted the number of transfers per day due to accessibility.

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How much is the UPI money transfer limit

A person may use UPI to send a maximum of Rs 1 lakh daily, per NPCI regulations. Smaller banks like Canara Bank only permit Rs 25,000, while larger banks like SBI have set the daily UPI transaction limit at Rs 100,000. The limit varies from bank to bank.

How much UPI transfer limit per day

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The total number of UPI transfers that can be made in a day is also limited, in addition to the money transfer cap. The maximum number of UPI transfers per day is 20. One must wait 24 hours to renew the limit after exceeding it. However, the cap may change depending on bank policies.

Let’s quickly review the daily UPI transfer caps for GPay, PhonePe, and other UPI payment service providers.

GPay UPI transfer limit

The daily transaction limit for Google Pay, also known as GPay, is Rs 10,00,000, and it allows for a total of 10 transactions per day across all UPI apps and bank accounts. If someone sends more than Rs 2,000 in money requests, GPay suspends its daily transaction caps.

PhonePe UPI transfer limit

PhonePe has established the daily UPI transaction cap at Rs 1,000,000. The cap, nevertheless, could differ from bank to bank. Additionally, depending on the bank’s policies, a person may initiate 10 or 20 transactions through PhonePe UPI daily. PhonePe offers money requests up to Rs 2,000 daily, just as GPay.

Paytm UPI transfer limit

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Users of Paytm UPI can send up to Rs 1 lakh in cash. The program has, however, also imposed restrictions on daily and hourly money transfers.

  • Paytm daily money transfer limit- Rs 1,00,000
  • Paytm hourly money transfer limit- Rs 20,000
  • Paytm several transactions per hour- 5.
  • Paytm number of transactions per day- 20

Limit on Amazon Pay UPI transfers

Additionally, Amazon Pay has fixed the maximum amount that may be sent via UPI at Rs. 1,000,000. Notably, consumers can only make transactions up to INR 5,000 in the first 24 hours after signing up for Amazon Pay UPI. Depending on the bank, there can be up to 20 transactions every day.

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